Thank you for taking the time to visit my website.

Let me take a little of your time to introduce myself. My name is Philip Toh. Since you are reading this website, you are likely to be exploring how you (or your child) can do well in the subject of
Principles of Accounts (POA) for the O level examinations. You are on the right track.

I am a retired CFO with more than 30 years of work experience in the finance and accounting related field. I have also taught accounting part-time at the National University of Singapore (NUS) since 2009. I have both the academic and practical knowledge to guide students in their  learning of POA. Not just to learn but to master and excel in the subject.

By way of accounting qualification, I have a Masters in Business Administration (MBA) from NUS as well as professional qualification from the Chartered Institute of Management Accountants (CIMA) UK.

As a retiree, making money is not a prime motivation. I hope to be able to help students handle the POA in two ways. Through affordable tuition classes for POA. to be conducted in the afternoons from 4 - 7 pm for a couple of days a week. Class sizes will be limited to 2 - 4 students a session.

Through this website, I will also offer free help to any student who sends in POA related questions  and I will reply by mail to these questions within a practical time frame. The questions should be submitted by a snapshot of the class or text book question or topic or if it is a student's own question, it should be type written in word or excel.

If any student needs help and is unable to afford the fees, feel free to contact me at I will do my best to help.
Assets, Liabilities, Credits, Debits,
Income or Expense,
We Help You To Master All.